Here's my newest piece - a birthstone mother's ring for Sherry. It's not as complicated as it looks. If you know the basics of making dangles with loops you're ready to go. All the pieces and parts came from Fire Mountain Gems & Beads.
Make a simple dangles using 1 crystal or 1 gold bead on each headpin (here's a great tutorial for making loop dangles)
Attach each dangle to the loop on the ring making sure to close the loop securely
That's all there is to it!
I used 8 crystal dangles and filled in with 5 gold bead dangles to make the cluster "fluffier"